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Renters Insurance — More Affordable Than You Realize
Renters face many of the same risks that homeowners face, including damage to their personal property, expenses related to moving out after a fire, and most often forgotten – liability to other people and their property.
Your landlord is not responsible for your property. If your rented home suffers a loss and your property is ruined – don’t make the mistake of thinking that your landlord will write you a check!
A Renters policy works like a homeowner’s policy. You choose the coverage limits that will protect your clothes, furniture and other belongings. Those things are covered against fire, water, theft and other claims. You also select a limit for personal liability coverage, usually starting at $100,000. This coverage protects you if you cause damage to other people or their property.
Many of our carriers will give a multi-policy discount on your auto insurance when you also buy a Renters policy, and those discounts can offset much of the cost of the Renters policy. Call us today to get a quote on Renters Insurance.