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Apartment buildings insurance typically has two types: building and liability. It’s important for building owners to not only be concerned with damage to the building itself, but also consider liability as well – any injuries that happen to tenants and guests on the property of the apartment are the building owner’s responsibility. Both types of insurance for apartment buildings are required by law.
This type of insurance should also pay for repairs and maintenance, including upkeep for structural, mechanical, and electrical elements of the building. There are also types of insurance to cover health codes, loss of income, and plate glass.
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